The Top Apps, Software and Online Services for Organizing Your Mind

A lot of us blame technology for the constant stress that we’re under and for the fact that we feel constantly so wired. We’re continuously bombarded by notifications and messages and we seem to spend half our time looking at screens – is it any wonder so many of us are burned out?

But just as guns don’t kill people – people do, so is it true that apps don’t make you tired – you do.

The key is just to use the right technology. Actually, there are plenty of apps out there that can help you to feel less stressed and that can reduce that information overload. Likewise, there are also a number of online services that can do the same. Let’s take a look at a few of them.

Headspace

Headspace is an app that can teach you how to practice mindfulness meditation. The app does cost money if you intend to keep using it but the first few sessions are free and provide a great introduction.

Fabulous

Fabulous is a beautifully designed app for Android that can help you to take on new habits and routines and that will guide you through your goals and objectives. It makes setting new challenges for yourself fun and encourages you with motivation and tips along the way.

Standing Orders

Here’s a great way to use technology to make your life easier – set up some standing orders with online services. There are actually tons of companies that now offer there services on an automated recurring business:

  • Clothes companies that send you a new outfit every month
  • Supermarkets that let you have your weekly shop delivered to you
  • Diet companies that send ready made meals/ingredients to you on a daily basis
  • Flower shops that send flowers to someone on their birthday every year

Consider if something like this could help!

Virtual Assistant

A virtual assistant is an assistant that works for you via the web. They tend to be based in India and are very affordable but their services cover anything that can be done online. That could mean doing research for your work, or it could mean helping you organize a holiday!

Todoist

Todoist is a great ‘to-do list’ app that lets you set to do lists and then receive notifications and reminders about them.

Google Calendar

Any calendar app can be a great way to check your availability and to avoid over booking yourself. It syncs with other apps and even lets you share your schedule with others too.

Compare Business Bank Account Rates – How and Why You Should Compare For Highest Returns

If you have plans to start your own business or if you already own a business, then this article is going to save you more money. Once you start your business, you have to open a new business account so that you can send and receive payments. Banks offer some products for business like small business savings accounts, bad credit business bank accounts etc. But If you spot the best small business bank account, you can get GREAT BENEFITS AND SAVINGS for your business.

How to Choose the BEST SMALL BUSINESS SAVINGS ACCOUNT:

  • You have to analyze the interest rates offered by the various banks for the business savings account. In case if you had bad credit history before and have opened a bad credit business bank account, then you would get a much reduced rates for your savings with tougher norms.
  • If you have opened a business bank deposit account, then the interest varies based on the type. There are instant access deposit accounts, time deposit accounts and restricted access account. The instant access deposit accounts have instant access to your funds, but the rates offered would be much less. Some banks offer better interest for such accounts also. You have to find those banks to EARN MORE INTEREST RATES. In term deposit accounts, you have to deposit your money for a fixed term as decided before for which you will get good interest rates, but you will not get access to your funds during that term. Restricted access accounts gives good rates but with limited access.

What is the next step?

  • Find the interest rates offered by various banks and compare them. You can find the details of various banks in the websites.

Some Resources For Finding a Business Broker

Before we talk about resources for finding a business broker, let us first understand who is a business broker. Business broker resembles very much to the real estate agent. The job of the business broker is to bridge the gap between the buyer of the business and the seller of the business. If you wisely choose the right business broker, you can save a lot of money in the business transactions taking place through him. Here are some resources for finding a business broker for you.

Ask the People Whom You Already Know For Referrals:
Whenever we look for something that is new to us and we are not familiar with it, we try to gather information from the people we already know, and have faith in them that they would not misguide us. Same procedure we can apply when we look for the resources for finding a business broker. Take the advice of your business associates, accountants, lawyer and other associations of the industry to get the names of business brokers. If a reliable person gives the reference of any business broker then there is no harm in considering him for hiring his services.

IBBA:
Another very good resource for finding a business broker is the International Business Brokers Association or IBBA. This is an institute of business brokers working on non-profit basis. There are approximately one thousand three hundred members of this association.

Go Through the Advertisements in Newspapers:
One very good resource for finding a business broker is newspaper. Look for the advertisements under the business opportunities. You should check local, regional and national all types of newspapers for this purpose. You will observe several businesses for sell in these advertisements. Although, these advertisements are intended to attract prospective buyers yet you can check them to find out the names of the people who are managing these deals.

Yellow Pages:
Another resource for finding a business broker is to look in the yellow pages. However, do not get confused with the real estate agents and look specifically for the brokers who have experience in the selling of businesses. Any broker who just lists the name of your business on the multiple listing services is of no use to you. These kinds of brokers do not give required time to make such business deals.

Sign an Agreement After You Have Selected the Business Broker:
After your search for finding a business broker ends and you succeed in finding the right business broker, sign an agreement with him. State clearly in the agreement that what type of marketing strategy the business broker will adopt to sell your business. Do not forget to mention that any such advertisement must not carry the name of your business.

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